It is anticipated in the Law on Establishing of MBDP, MBDP to perform its credit activities through the commercial banks in the Republic of Macedonia , at the same time following the principals of:
     - cooperation with the commercial banks;
     - non favour of any particular bank;
     - supplement the investment funds available with the commercial banks.

      Evaluation of the credit worthiness of the commercial banks as banks participants in the MBDP credit programmes is based on the Methodology for evaluation of MBDP on lending banks. The creditworthiness of the commercial banks is checked and reviewed pursuant to the Methodology, each year.
      MBDP implements its credit programmes through commercial banks in the Republic of Macedonia, with which it has concluded frame agreements for participating in the implementation of the credit lines referred to (>> Export Credits, >> Investment Credits)
      Borrowers submit their applications together with the supporting documents at the banks participants: