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Agricultural Credit Discount Fund - ACDF

Target Group

  • Holders of agricultural holdings who have applied to be registered in the Register of Agricultural Holdings
  • Small and medium-sized enterprises which main activity is primary agricultural production, processing of agricultural products, export of primary agricultural products and primary agricultural processed products
  • Holders of agricultural holdings and small and medium-sized enterprises who concluded a Financial Support Agreement with the Agency for Financial Support in Agriculture and Rural Development for using financial support provided by the IPARD Progrmme 2007-2013.

Credit Categories:

Primary Production

Primary Agricultural Production Loans - up to 100.000 EUR per borrower *


Annual interest rate for the final borrower:

  • 4% for loans disbursed through the participating commercial banks 
  • 6% for loans disbursed through the participating savings houses 

Purpose of Loans:

For all sub-sectors in primary agricultural production (farming, fruit growing, viticulture, seed and nursery plants production, stock-breeding, breeding and selection of purebred animals) for purchasing of:

  • fixed assets (agricultural machinery, equipment, primary agricultural production facilities, rich land, livestock and long-standing plantations, etc.)
  • working capital (seed, animal feed, fertilizer, pesticides, etc.)
  • services for introduction of standards and trademark in primary agricultural production
  • investments supported by IPARD Programme (Measure 101)

*) The limit of the investment loans financed by the IPARD Programme 2007-2013 (Measure 101), is set in accordance with the amount of the total accepted investment value defined with the Financial Support Agreement made with the Agency for Financial Support in Agriculture and Rural Development.

Other Requirements
Other loan requirements (required documents, repayment period, grace period, collateral, etc.) are defined by the financial institution individually, according to their existing credit policy, type and purpose of the investment, loan amount, production conditions, etc.

Intermediary Banks

TTK BANK AD SKOPJE TTK BANK AD SKOPJE
Credit Depart.: 02/3236-456
Operator: 02/3236-400
This email address is being protected from spambots. You need JavaScript enabled to view it.
www.ttk.com.mk/
SPARKASSE BANK Macedonia AD SKOPJE SPARKASSE BANK Macedonia AD SKOPJE
Credit Depart.: 02/3200-528
Operator: 02/3200-500
This email address is being protected from spambots. You need JavaScript enabled to view it.
www.sparkasse.com.mk/
KOMERCIJALNA BANKA AD SKOPJE KOMERCIJALNA BANKA AD SKOPJE
Credit Depart.: 02/3168-504
Operator: 02/3168-168
This email address is being protected from spambots. You need JavaScript enabled to view it.
www.kb.com.mk/
NLB BANKA AD SKOPJE NLB BANKA AD SKOPJE
Credit Depart.: 02/5100-638
Operator: 02/5100-610
This email address is being protected from spambots. You need JavaScript enabled to view it.
www.nlbtb.com.mk/
OHRIDSKA BANKA AD OHRID OHRIDSKA BANKA AD OHRID
Credit Depart.: 02/3203-717
Operator: 046/206-600
This email address is being protected from spambots. You need JavaScript enabled to view it.
www.ob.com.mk/
PROCREDIT BANK AD SKOPJE PROCREDIT BANK AD SKOPJE
Credit Depart.: 02/3219-927
Operator: 02/3219-900
This email address is being protected from spambots. You need JavaScript enabled to view it.
www.procreditbank.com.mk/
STOPANSKA BANKA AD BITOLA STOPANSKA BANKA AD BITOLA
Credit Depart.: 047/207-522
Operator: 047/207-500
This email address is being protected from spambots. You need JavaScript enabled to view it.
www.stbbt.com.mk/
STOPANSKA BANKA AD SKOPJE STOPANSKA BANKA AD SKOPJE
Credit Depart.: 02/3295-524
Operator: 02/3295-295
This email address is being protected from spambots. You need JavaScript enabled to view it.
www.stb.com.mk/
UNI BANK AD SKOPJE UNI BANK AD SKOPJE
Credit Depart.: 02/3286-025
Operator: 02/3286-100
This email address is being protected from spambots. You need JavaScript enabled to view it.
www.unibank.com.mk/
FULM SAVINGS HOUSE FULM SAVINGS HOUSE
Credit Depart.: 02/3115-244
Operator: 02/3217-912
This email address is being protected from spambots. You need JavaScript enabled to view it.
www.fulm.com.mk/
SAVING HOUSE MOZHNOSTI SAVING HOUSE MOZHNOSTI
Credit Depart.: 02/2401-050
Operator: 02/2401-051
This email address is being protected from spambots. You need JavaScript enabled to view it.
www.moznosti.com.mk/
HALKBANK AD SKOPJE HALKBANK AD SKOPJE
Credit Depart.: 02/3240-844
Operator: 02/3240-800
This email address is being protected from spambots. You need JavaScript enabled to view it.
www.halkbank.mk/

 

 

 

 

 

 

 

 

 

 

 

Export Factoring Interest Rate Lowered from 6% to 5%.                                Loans for ACCOMMODATION FACILITIES.                                AGRO-INDUSTRY Loans with interest rate of 2% ONLY!                                Reduce the risk, insure the sale! Unique opportunity to secure domestic and export receivables.                                Special Credit Guarantee Scheme.