MBDP offers the following financial products:


  • export credit financing - working capital for pre-shipment export finance and working capital for bridging the period between export and collection of payment from the foreign buyer;
  • credit support to SMEs - permanent working capital and investment financing from various fund sources: ICL-Revolving, MBDP, EIB, EIB-Revolving;
  • credit support to agriculture and agroindustry - primary production, processing and export - through commercial banks or directly through MBDP;
  • micro financing - micro and small scale enterprises, individual entrepreneurs, handicraft shops, private merchants, market counters, and other micro and small scale entities;
  • financing energy projects - energy efficiency and renewable energy sources;
  • loans for reducing unemployement - creation and preservation of jobs and self-employment financing;
  • loans for accommodation facilities - micro, small and medium-sized enterprises, with registered office in the Republic of North Macedonia, for purchasing, building and adaptation of small accommodation facilities not exceeding 70 beds and having up to 3 stars standard.
  • loans for old people's homes and kindergartens - micro, small and medium-sized enterprises, with registered office in the RNM for building and equipment of facilities for old people and kindergartens.
  • loans for municipalities int he RNM - for realization of projects from the instrument for pre-accession assistance-IPA component for cross-border cooperation.


  • domestic accounts receivable (pre- and post-shipment)
  • export accounts receivable (pre- and post-shipment)

against commercial and political risk.

FACTORING – is the Bank’s newest product which is unique on the financial market in RNM. It is a service which enables sale of goods and supply of services with defer payment, while part of the invoice value is received in advance.

Financial Agreement Signed with EIB of EUR 100 million - Phase V                                Export Factoring Interest Rate Lowered from 5% to 4%.                                Loans for ACCOMMODATION FACILITIES.                                AGRO-INDUSTRY Loans with interest rate of 2% ONLY!                                Reduce the risk, insure the sale! Unique opportunity to secure domestic and export receivables.                                Special Credit Guarantee Scheme.