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- for large exporting companies,
- up to 50% of the loan amount, and
without compensation for companies until 31.12.2022
Protect your business, insure your receivables!
- for micro, SMEs, sole proprietors, and artisans,
- for investments,
- 1,6% annual interest rate,
- via intermediary banks
- for primary agricultural production,
- for processing of agricultural products,
- for export of primary agricultural products and their processing,
- 1% fixed annual interest rate,
- directly through DBNM
If you are a company registered in RNM and sell goods
and services in the country or abroad on deferred payment of up to 180 days,
APPLY and we will buy your receivables and pay you in advance!
- For micro, SMEs, sole proprietors, and artisans,
- via intermediary banks


Public Announcements

service
25/11/2022
In the organization of the Crisis Staff of the Chamber of Commerce of North Macedonia and the Development Bank of North Maced...
service
02/11/2022
On the occasion of World Savings Day, October 31, 33 employees from 13 banks, 2 savings houses, Clearing House KIBS AD, and t...
service
25/10/2022
INSTRUCTIONS FOR PAYING THE DUE INSTALLMENTS FROM THE "COVID-1, PKF" CREDIT LINE   ...
service
05/08/2022
Development Bank of North Macedonia AD Skopje (DBNM), as the only development bank in full state ownership, achieved positive...

Public Announcements



Who are we?

The Development Bank of North Macedonia is a development bank that is 100% owned by the Republic of North Macedonia. It was founded in 1998 with the primary goal of supporting domestic micro, small, medium, and export-oriented trading companies and strengthening the competitiveness of the Macedonian economy. The bank supports domestic companies through direct and intermediated lending, short-term insurance of the export of Macedonian products and services against commercial and political risks, domestic factoring and export factoring with recourse, as well as issuing guarantees.