New interest-free, working capital loan for increased prices of energy products via participating banks
The Development Bank has started with the implementation of an interest-free, working capital loan for the increased prices of energy products via participating banks, aimed at providing working capital and liquidity to micro, small and medium-sized companies, sole proprietors, and artisans.
The amount of funds for the realization of this credit line is EUR 10 million.
The interest rate for end users will be 0%.
Interested companies can submit a request for the use of funds from the interest-free credit line to 9 (nine) participating banks, namely: Sparkasse Banka AD Skopje, Stopanska Banka AD Bitola, Stopanska Banka AD Skopje, Uni Banka AD Skopje, Halk Bank AD Skopje, Silk Road Banka AD Skopje, TTK Banka AD Skopje, NLB Banka AD Skopje and ProCredit Banka AD Skopje.
The maximum amount of an individual loan is MKD 60 million, with a repayment period of up to 36 months, including a grace period of up to 12 months.
Loan applicants in 2022 must have a minimum of 100% increased cost for energy ratio in 2021, a classification better than or equal to B, and they must not have credit exposure with the exception of being less than MKD 10,000.
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