DBNM provides finance to:

Micro, small and medium-sized enterprises registered in RNM, export companies, municipalities in the area of ​​project support from the IPA component, entities affected by the pandemic with the coronavirus Covid-19, and entities affected by the consequences of the energy and economic crisis.

Lending can be intermediated via commercial banks and direct via DBNM.

In the loan approval procedure via commercial banks, companies submit the loan application to one of the intermediary banks, while in the loan approval procedure from DBNM, they apply directly to DBNM.

The duration of the procedure, between the submission of the complete documentation to the intermediary bank or to DBNM and the approval of the loan, lasts no longer than one month