Loans for digitization and digital transformation

• Minimum: EUR 5.000
• Maximum: EUR 300.000 for fixed capital
• Maximum: EUR 100.000 for working capital

• For fixed capital:
  Up to 8 years with a grace period of 12 months included
   
• For working capital:
  Up to 5 years with a grace period of 6 months included

 Up to 2,9% per annum.

Micro, small and medium-sized companies.

Purchase of fixed assets:

• Production equipment that includes computerized solutions for automated/autonomous production or input saving,
• Equipment connected to the Internet of things (IoT), i.e. equipment that includes sensors, embedded systems, machine learning, wireless networks, control systems, smart solutions for saving energy or supporting the ecosystem, etc.
• New hardware,
• Upgrade of existing production equipment with new software,
• New software,
• IT Licenses,
• Creation of a specialized (custom made) ERP solution,
• Development of a specialized (custom made) EDI solution,
• Artificial intelligence (robots, autonomous machines, etc.)

Purchase of working capital:

• Creation and maintenance of web pages,
• Subscription to an existing off-the-shelf Enterprise Resource Planning (ERP) software solution,
• Subscription to an existing off-the-shelf Electronic Data Interchange (EDI) software solution,
• Costs for conducting digital marketing,
• Subscription for using cloud services.