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ALObjective of the loan:
Funds from loans are approved to support investments in digitization projects
Purpose of the loan:
Financing of domestic companies via intermediary banks for investments in digitization projects. Up to 30% of the loan amount can be used for working capital.
Sources of funds:
French Development Agency (AFD) in the amount of EUR 50 million.
Eligible beneficiaries:
Potential beneficiaries may be domestic companies that have:
- no more than 250 permanent employees, and,
- either an annual turnover not exceeding EUR 50 million, or
an annual balance sheet not exceeding EUR 43 million.
Terms and conditions of the loan:
| Single loan amount for the final borrower: |
Digitization projects:
*up to 30% of the loan amount can be used for working capital. |
| Repayment period: |
Maximum up to 15 years. |
| Grace period included: |
Up to 3 years. |
| Interest rate for the borrowers: |
Up to 3.5% annual, fixed. |
| Mandatory criteria for the borrowers |
(in the development phase with consultants appointed by AFD) |
| Bans and exclusions: |
According to the lists of DBNM, EU, USA and France. |
Required documents:
-
According to the credit policies and procedures of the intermediary banks.
Lending and Commission Work Division Contact:
Tel. 02/3115-844, 02/3114-840 ext. 121, 124, 127.
e-mail: kreditiranje@mbdp.com.mk
Intermediary banks where a request can be submitted:
KOMERCIJALNA BANKA AD SKOPJE
Credit Depart.: 02/3168-504
Operator: 02/3168-168
contact@kb.com.mk
https://kb.com.mk
UNI BANK AD SKOPJE
Credit Depart.: 02/3286-025
Operator: 02/3286-100
info@unibank.com.mk
https://www.unibank.mk
HALKBANK AD SKOPJE
Credit Depart.: 02/3240-844
Operator: 02/3240-800
info@halkbank.mk
https://www.halkbank.mk
PROCREDIT BANK AD SKOPJE
Credit Depart.: 02/3219-927
Operator: 02/3219-900
info@procreditbank.com.mk
https://www.pcb.mk
SPARKASSE BANK AD SKOPJE
Credit Depart.: 02/3200-520
Operator: 02/3200-576
contact@sparkasse.com.mk
https://sparkasse.mk
STOPANSKA BANKA AD SKOPJE
Credit Depart.: 02/3295-524
Operator: 02/3295-295
kontaktcentar@stb.com.mk
https://www.stb.com.mk