Agricultural Products Processing Loans – ACDF

Objective of the loan:

Improving the access of individual agricultural producers, small and medium-sized enterprises which main activity is agricultural product processing, and applicants for funds from the IPARD programme, which will have a significant contribution to the achievement of sustainable economic growth and greater employment.


Purpose of the loan:

  • purchasing fixed assets (equipment, production plants, special transport vehicles, etc.)
  • financing working capital (purchasing raw materials, packing material, etc.)
  • providing services for introduction of standards and trademark for the processing plants
  • investments supported by IPARD Programme (Measure 103 and 302)

Sources of funds:

International fund for agricultural development – IFAD.


Eligible beneficiaries:

  • Holders of agricultural holdings who have applied to be registered in the Register of Agricultural Holdings
  • Small and medium-sized enterprises which main activity is primary agricultural production, processing of agricultural products, export of primary agricultural products and primary agricultural processed products
  • Holders of agricultural holdings and small and medium-sized enterprises who concluded a Financial Support Agreement with the Agency for Financial Support in Agriculture and Rural Development for using financial support provided by the IPARD Progrmme 2007-2013.


Terms and conditions of the loan:


Single loan amount for the final borrower:

Up to EUR 300.000 for a borrower**
Annual interest rate for the final borrower:

  • 5% for loans disbursed through the intermediary banks
  • 6.5% for loans disbursed through the intermediary savings houses.
Other requirements:

Other loan requirements (required documents, repayment period, grace period, collateral, etc.) are defined by the financial institution individually, according to their existing credit policy, type and purpose of the investment, loan amount, production conditions, etc. 

*) The limit of the investment loans financed by the IPARD Programme 2007-2013 (Measure 101), is set in accordance with the amount of the total accepted investment value defined with the Financial Support Agreement made with the Agency for Financial Support in Agriculture and Rural Development.

CALCULATOR

Lending and Commission Work Division Contact:

Tel. 02/3115-844, 02/3114-840 ext. 121, 124, 127.


Intermediary banks where a request can be submitted:

TTK BANK AD SKOPJE

Credit Depart.: 02/3236-456
Operator: 02/3236-400
ttk@ttk.com.mk
https://www.ttk.com.mk

SPARKASSE BANK AD SKOPJE

Credit Depart.: 02/3200-520
Operator: 02/3200-576
contact@sparkasse.com.mk
https://sparkasse.mk

KOMERCIJALNA BANKA AD SKOPJE

Credit Depart.: 02/3168-504
Operator: 02/3168-168
contact@kb.com.mk
https://kb.com.mk

NLB BANKA AD SKOPJE

Credit Depart.: 02/510-638
Operator: 02/15-600
info@nlb.mk
https://nlb.mk/

PROCREDIT BANK AD SKOPJE

Credit Depart.: 02/3219-927
Operator: 02/3219-900
info@procreditbank.com.mk
https://www.pcb.mk

STOPANSKA BANKA AD BITOLA

Credit Depart.: 047/207-522
Operator: 047/207-500
contact@stbbt.com.mk
https://www.stbbt.mk/

STOPANSKA BANKA AD SKOPJE

Credit Depart.: 02/3295-524
Operator: 02/3295-295
kontaktcentar@stb.com.mk
https://www.stb.com.mk

UNI BANK AD SKOPJE

Credit Depart.: 02/3286-025
Operator: 02/3286-100
info@unibank.com.mk
https://www.unibank.mk

SAVING HOUSE MOZHNOSTI

Credit Depart.: 02/2401-050
Operator: 02/2401-051
contact@moznosti.com.mk
https://moznosti.com.mk/

FULM SAVINGS HOUSE

Credit Depart.: 02/3115-244
Operator: 02/3217-912
info@fulm.com.mk
https://www.fulm.com.mk/

HALKBANK AD SKOPJE

Credit Depart.: 02/3240-844
Operator: 02/3240-800
info@halkbank.mk
https://www.halkbank.mk